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Centralia: Economy & Jobs

$66,438 is the median household income in Centralia (1.1× below Boone County median $72,758; 1.1× below Missouri median $70,702), with homes at a median value of $174,300. The surrounding county supports 8,074 jobs (avg $47,465).

Income & Affordability

Median household income $66,438 — near the Missouri median ($66,498). Poverty rate 11.9% (U.S. average ~12.5%). 32% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income2.6×
Affordability · Home Affordabilityaffordable
Affordability · Rent Pct Income13.1%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened32.0%
Affordability · Poverty Rate11.9%
Affordability · Property Tax Pct Income2.3%
Irs Income · IRS tax returns filed$10,680
Irs Income · Total Adjusted Gross Income (thousands)$595,682
Irs Income · Average AGI per return$55,775 (vs Missouri $81,145)
Irs Income · Year2022
Income Estimate$59,104
Median Household Income$66,438 (at Missouri median)
Poverty Rate11.9%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$66,438

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 4.0% — near the U.S. average of ~4%. 7% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct6.6%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)8,074
Employment · Total annual wages (county)$383,231,295
Employment · Average annual pay$47,465
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment2,876,400
Unemployment Rate4.0% (vs Missouri 2.6%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms108
Agriculture · Land In Farms Acres84,652
Agriculture · Avg Farm Size Acres783.80
Agriculture · Top CommoditiesCrop Totals, Grain, Animal Totals, Corn, Soybeans
Agriculture · Year2022
Business Patterns · Establishments (employer count)495
Business Patterns · Total Employees5,742
Business Patterns · Annual Payroll Thousands241,611
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Gas Stations12
Local Businesses · General Merchandise8
Local Businesses · Pet Grooming3
Local Businesses · Auto Repair8
Local Businesses · Commercial Banks7
Local Businesses · Insurance Agencies19
Local Businesses · Law Offices7
Local Businesses · Accounting Firms6

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants9
Dining Scene · Fast Food13

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (3)

The Bank of Missouri
CENTRALIA BRANCH · 214 S Allen St · 65240
HomeBank
HOMEBANK OF CENTRALIA · 1399 E Highway 22 · 65240
The Central Trust Bank
CENTRALIA BRANCH · 216 W Railroad St · 65240

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

Dollar General 2972
Other · 530 W Highway 22
Casey's 1387
Convenience Store · 208 W Highway 22
Prenger Foods
Super Store · 275 E Singleton St
Break Time Convenience 3012
Convenience Store · 117 W Highway 22
Centralia Eagle Stop 32
Convenience Store · 204 W Highway 22
Nearest Snap · NameDollar General 2972
Nearest Snap · Total In Area6

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameCENTRALIA CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$163,047,273
Federal Spending · Per Capita6,531.82 (vs Missouri $6,704)
Federal Spending · Population24,962 people (vs Missouri 29,363)

Sources: USAspending API

Other

Pct Drove Alone68.8%
Pct Public Transit1.1%
Pct Walked6.6%
Retirement Score · Median age40.9 years (vs Missouri 37.2y)
Retirement Score · Ss Household Pct43.1%
Retirement Score · Va AccessYes
Retirement Score · Factorsolder population, strong SS base, VA nearby
Retirement Score · Ratinggood

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12