St. Louis: Housing & Real Estate
Housing in St. Louis centers on a median value of $197,500 (estimated market value runs 16% higher at $229,717), with median rent $997 (1.1× higher than St. Louis city median $938; about the same as Missouri median $956). Homeownership rate: 45.3%. That's 1.1× higher than the St. Louis city median ($174,100); about the same as the Missouri median ($199,832). Market is warm. Vacancy rate 16.9%. New construction makes up 3.7% of stock. A municipal building code is in effect.
- 3.5× annual income — home value vs. household income (vs Missouri 2.8×).
- 16.5 years to break even renting at the median (vs Missouri 17y).
- 4-BR rent is 1.9× a studio — rent gradient by unit size.
- Median rent 18% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $197,500 — 1.0× the Missouri median ($199,831). Median rent $997/month. homeownership rate 45.3% — below the U.S. share of ~65%.
| Affordability · Home Price To Income | 3.5× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 20.9% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 38.1% |
| Affordability · Poverty Rate | 20.6% |
| Affordability · Property Tax Pct Income | 3.6% |
| Fair Market Rent · Studio rent | $955 |
| Fair Market Rent · One-bedroom rent | $995 |
| Fair Market Rent · Two-bedroom rent | $1,218 |
| Fair Market Rent · Three-bedroom rent | $1,568 |
| Fair Market Rent · Four-bedroom rent | $1,812 |
| Fair Market Rent · HUD FMR area | St. Louis, MO-IL HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $229,717 |
| Median Home Value | $197,500 (vs Missouri $199,832) |
| Median Rent | $997 (vs Missouri $956) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 16.9% |
| Housing Market · New construction (% of stock) | 3.7% |
| Housing Market · Price Appreciation 2Yr | 6.7% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (3)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 94.4% |
| Broadband · Broadband-capable premises | 188,606 |
| Electricity · Electricity rate (¢/kWh) | 12.91¢/kWh |
| Electricity · Customers | 2,933,914 |
| Electricity · Revenue Millions | $4,548 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Charging & Mobility
| Ev Charging · Stations | 120 |
|---|---|
| Ev Charging · Public Stations | 109 |
| Ev Charging · L2 Ports | 277 |
| Ev Charging · Dc Fast Ports | 64 |
Sources: DOE AFDC API
Other
| Homeownership Rate | 45.3% |
|---|---|
| Median Year Built | 1938 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12