St. Elizabeth: Housing & Real Estate
St. Elizabeth homes sell at a median $284,100 (estimated market value runs 12% higher at $318,455), with median rent $-666,666,666. Homeownership rate: 94.2%. That's 1.7× higher than the Miller County median ($164,900); 1.4× higher than the Missouri median ($199,832). Market is warm. Vacancy rate 1.9%. New construction makes up 15.9% of stock. A municipal building code is in effect.
- 2.8× annual income — home value vs. household income (vs Missouri 2.8×).
- 4-BR rent is 2.1× a studio — rent gradient by unit size.
Home Values & Rent
Median home value $284,100 — 1.4× the Missouri median ($199,831). Median rent $-666,666,666/month. homeownership rate 94.2% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.8× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Poverty Rate | 2.3% |
| Affordability · Property Tax Pct Income | 1.5% |
| Fair Market Rent · Studio rent | $667 |
| Fair Market Rent · One-bedroom rent | $819 |
| Fair Market Rent · Two-bedroom rent | $898 |
| Fair Market Rent · Three-bedroom rent | $1,088 |
| Fair Market Rent · Four-bedroom rent | $1,416 |
| Fair Market Rent · HUD FMR area | Miller County, MO |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $318,455 |
| Median Home Value | $284,100 (vs Missouri $199,832) |
| Median Rent | $-666,666,666 (vs Missouri $956) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 1.9% |
| Housing Market · New construction (% of stock) | 15.9% |
| Housing Market · Price Appreciation 2Yr | 5.0% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.0% |
| Broadband · Broadband-capable premises | 181 |
| Electricity · Electricity rate (¢/kWh) | 12.91¢/kWh |
| Electricity · Customers | 2,933,914 |
| Electricity · Revenue Millions | $4,548 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 7 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 94.2% |
|---|---|
| Median Year Built | 1987 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12