Ste. Genevieve: Housing & Real Estate
Ste. Genevieve homes sell at a median $172,400 (estimated market value runs 11% higher at $191,801), with median rent $771 (about the same as Ste. Genevieve County median $744; 1.2× below Missouri median $956). Homeownership rate: 64.2%. That's 1.1× below the Ste. Genevieve County median ($197,600); 1.2× below the Missouri median ($199,832). Market is warm. Vacancy rate 13.6%. New construction makes up 9.0% of stock. A municipal building code is in effect.
- 3.6× annual income — home value vs. household income (vs Missouri 2.8×).
- 18.6 years to break even renting at the median (vs Missouri 17y).
- 4-BR rent is 2.3× a studio — rent gradient by unit size.
- Median rent 16% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $172,400 — 0.9× the Missouri median ($199,831). Median rent $771/month. homeownership rate 64.2% — near the U.S. share of ~65%.
| Affordability · Home Price To Income | 3.6× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 19.0% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 19.5% |
| Affordability · Poverty Rate | 12.8% |
| Affordability · Property Tax Pct Income | 3.0% |
| Fair Market Rent · Studio rent | $685 |
| Fair Market Rent · One-bedroom rent | $767 |
| Fair Market Rent · Two-bedroom rent | $922 |
| Fair Market Rent · Three-bedroom rent | $1,105 |
| Fair Market Rent · Four-bedroom rent | $1,547 |
| Fair Market Rent · HUD FMR area | Ste. Genevieve County, MO |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $191,801 |
| Median Home Value | $172,400 (vs Missouri $199,832) |
| Median Rent | $771 (vs Missouri $956) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 13.6% |
| Housing Market · New construction (% of stock) | 9.0% |
| Housing Market · Price Appreciation 2Yr | 4.7% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 84.2% |
| Broadband · Broadband-capable premises | 2,178 |
| Electricity · Electricity rate (¢/kWh) | 12.91¢/kWh |
| Electricity · Customers | 2,933,914 |
| Electricity · Revenue Millions | $4,548 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 2 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Charging & Mobility
| Ev Charging · Stations | 1 |
|---|---|
| Ev Charging · Public Stations | 1 |
| Ev Charging · L2 Ports | 2 |
Sources: DOE AFDC API
Other
| Homeownership Rate | 64.2% |
|---|---|
| Median Year Built | 1970 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12