St. Mary: Economy & Jobs
$49,643 is the median household income in St. Mary (1.3× below Ste. Genevieve County median $66,339; 1.5× below Missouri median $72,119), with homes at a median value of $120,000. The surrounding county supports 6,113 jobs (avg $57,481).
- $67,785 avg taxable income per return — higher than the median household income.
Income & Affordability
Median household income $49,643 — below the Missouri median ($72,118). Poverty rate 25.1% (U.S. average ~12.5%). 33% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).
| Affordability · Home Price To Income | 2.4× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 18.9% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 33.3% |
| Affordability · Poverty Rate | 25.1% |
| Irs Income · IRS tax returns filed | $8,600 |
| Irs Income · Total Adjusted Gross Income (thousands) | $582,953 |
| Irs Income · Average AGI per return | $67,785 |
| Irs Income · Year | 2022 |
| Income Estimate | $65,522 |
| Median Household Income | $49,643 (vs Missouri $72,119) |
| Poverty Rate | 25.1% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | blue_collar |
|---|---|
| Economic Character · Top Industry | Education Healthcare |
| Economic Character · Income Level | working-class |
| Economic Character · Median Income | $49,643 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 3.4% — below the U.S. average of ~4%.
| Commuter Profile · Primary Mode | drove alone |
|---|---|
| Employment · Avg annual employment (county) | 6,113 |
| Employment · Total annual wages (county) | $351,401,285 |
| Employment · Average annual pay | $57,481 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 2,876,400 |
| Unemployment Rate | 3.4% (vs Missouri 4.3%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 131 |
|---|---|
| Agriculture · Land In Farms Acres | 1,088 |
| Agriculture · Avg Farm Size Acres | 8.30 |
| Agriculture · Top Commodities | Crop Totals, Grain, Soybeans, Corn, Animal Totals |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 430 |
| Business Patterns · Total Employees | 5,154 |
| Business Patterns · Annual Payroll Thousands | 266,355 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 5 |
|---|---|
| Local Businesses · Gas Stations | 8 |
| Local Businesses · General Merchandise | 4 |
| Local Businesses · Auto Repair | 8 |
| Local Businesses · Commercial Banks | 7 |
| Local Businesses · Insurance Agencies | 10 |
| Local Businesses · Law Offices | 5 |
| Local Businesses · Accounting Firms | 3 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 18 |
|---|---|
| Dining Scene · Fast Food | 7 |
| Dining Scene · Coffee Snacks | 4 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (5)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (1)
| Nearest Snap · Name | Rhodes Convenience Stores Inc 310 |
|---|---|
| Nearest Snap · Total In Area | 6 |
Sources: USDA SNAP — county FIPS aggregate
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | GALENA AREA CHAMBER OF COMMERCE |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $117,337,467 |
|---|---|
| Federal Spending · Per Capita | 6,349.77 |
| Federal Spending · Population | 18,479 people |
Sources: USAspending API
Other
| Pct Drove Alone | 93.9% |
|---|---|
| Retirement Score · Median age | 48.9 years (vs Missouri 39.2y) |
| Retirement Score · Ss Household Pct | 50.9% |
| Retirement Score · Hospitals Nearby | 1 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Factors | older population, strong SS base, hospital access, VA nearby |
| Retirement Score · Rating | excellent |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12