St. Ann: Housing & Real Estate
St. Ann homes sell at a median $126,600 (estimated market value runs 16% higher at $147,187), with median rent $976 (1.1× below St. Louis County median $1,119; about the same as Missouri median $956). Homeownership rate: 56.4%. That's 2.0× below the St. Louis County median ($249,400); 1.6× below the Missouri median ($199,832). Market is warm. Vacancy rate 3.7%. New construction makes up 1.2% of stock. A municipal building code is in effect.
- 2.4× annual income — home value vs. household income (vs Missouri 2.8×).
- 10.8 years to break even renting at the median (vs Missouri 17y).
- 4-BR rent is 1.9× a studio — rent gradient by unit size.
- Median rent 19% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $126,600 — 0.6× the Missouri median ($199,831). Median rent $976/month. homeownership rate 56.4% — below the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.4× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 21.8% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 27.1% |
| Affordability · Poverty Rate | 13.0% |
| Affordability · Property Tax Pct Income | 3.8% |
| Fair Market Rent · Studio rent | $955 |
| Fair Market Rent · One-bedroom rent | $995 |
| Fair Market Rent · Two-bedroom rent | $1,218 |
| Fair Market Rent · Three-bedroom rent | $1,568 |
| Fair Market Rent · Four-bedroom rent | $1,812 |
| Fair Market Rent · HUD FMR area | St. Louis, MO-IL HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $147,187 |
| Median Home Value | $126,600 (vs Missouri $199,832) |
| Median Rent | $976 (vs Missouri $956) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 3.7% |
| Housing Market · New construction (% of stock) | 1.2% |
| Housing Market · Price Appreciation 2Yr | 6.7% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 98.0% |
| Broadband · Broadband-capable premises | 5,944 |
| Electricity · Electricity rate (¢/kWh) | 12.91¢/kWh |
| Electricity · Customers | 2,933,914 |
| Electricity · Revenue Millions | $4,548 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 56.4% |
|---|---|
| Median Year Built | 1957 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12